Insurance Claims for Roof Damage
There’s been a storm, but there’s no need to get in a hurry
After a storm, you may feel a strong sense of urgency to get your roof inspected and potentially replaced – especially if you have a leak or obvious damage. Learn about our Emergency Roof Repair.
You also may be tempted by door-to-door, fly-by-night roofing companies who promise risk-free, fast and cheap replacements. They may even promise to eat your insurance deductible. We know it’s hard to say, “No.” The urge is strong to get this fixed ASAP, but a rushed, unprofessional job will result in bigger problems down the road.
We urge you to slow down, be patient and only work with reputable, local experts.
Understanding Insurance Claims
To a home insurance company, the roof is the most important part of your house. Once damaged, it can lead to far greater damage claims.
Insurance companies review storm damage claims to your roof very carefully and they expect you to provide proper documentation and other information to process your claim. Before work can be done on your roof and covered by insurance, you’ll need an estimate from a professional roofing contractor.
Let us help
We are your insurance experts, helping you navigate through the roof damage insurance claim process. Just give us a call.
Tips to Keep in Mind
- Roofs seldom leak immediately from hail damage. Claims issued today almost always involve roofs that are not leaking – and the damage is not visible to the naked eye.
- After a storm, your area will be flooded with people claiming to be reputable roofing contractors, who will try to talk you into signing a contract on the spot by promising no out-of-pocket expenses. This is called a “Per Insurance Proceeds (PIP) Contract” or a “Roofer Contingency Contract”. Be aware that these are legally binding contracts and when you sign, you are giving that contractor authorization to install whatever quality of roofing system they choose.
- The National Roofing Contractors Association urges you to get a detailed cost estimate upfront from any contractor you are considering. This estimate should include details on product names, the scope of work, warranties, payment process, etc. Without this, you have no protection against the use of inferior products or workmanship.
Go with the experts
Your home is so important to your family. Don’t shortchange it. Choose a local roofing company by their long-term reputation – not on how fast they can get a claim approved.
Call now to get the help you need